570.342.7691(PA) 912.483.4040 (GA)

Payroll Financing

What is Payroll Financing?

One of the biggest responsibilities for a business owner is making payroll. Financing your payroll is a method of allowing your company to finance invoices and assets in order to do just that. The success of your business depends on your ability to pay your employees and pay them on time. For any business, making payroll and ensuring you are always on top of it can be difficult. This is especially true for smaller companies looking to expand. Depending on your specific situation, making payroll may be a stressful and difficult endeavor. With payroll funding, you can reduce this stress and keep your employees happy.

How Does Payroll Funding Work?

Payroll financing by PAYRO Finance is a short-term, unsecured loan specifically for payroll. It is a Line of Credit that businesses can draw against to cover payroll, and like a line of credit, you only pay interest on what you’ve withdrawn. At the same time, it is easier to qualify for than a Line of Credit or Invoice factoring. When processing payroll, businesses can draw funds up to the net cash requirement for that particular payroll run.

Who is Payroll Funding for?

If you are wondering whether or not Payroll Funding will work for your situation, some questions to ask yourself include:

– Are you struggling to make payroll on time?
– Does your business have extended payment terms?
– Is your business experiencing rapid growth?


Request Funding

Upon completing a payroll submit a funding request online

Schedule Payment

Choose your preferred payment date

Get the Money

Receive funds in your payroll account on the same day



Pre-approved up to $20,000 with a max approval of $500,000


1.5% Weekly Rate and $100 transaction fee


1-4 weeks


How do I Request Financing?

Contact your payroll representative or visit www.payrofinance.com

How Much Financing can I get?

Pre-approved for up to $20,000 with a maximum approval of $500,000

What do I need to qualify?

One year in business, at least 3 months with CRI Payroll and good payment history

When is the Deadline to request Financing?

1:00 PM EST for same day funding

What if my Payroll is more than the Approved Amount?

You can get funded up to your maximum approved amount

Can I request additional financing if I have an open balance?

Yes. If payments are up to date you can request funding up to the amount approved

Can I change my payment schedule?

Yes. Up to 4 weeks from getting funded

Is there a penalty if my payments bounce?

Yes. First occurence $75. $150 thereafter

Drop us a line!



CRI Payroll Services

Serving clients nationwide.

North East
Scranton, Pennsylvania
(570) 342-7691

South East
Savannah, Georgia
(912) 483-4040

800-488-0899 Toll-Free